diff --git a/packages/ai/src/protocols/anthropic-messages.ts b/packages/ai/src/protocols/anthropic-messages.ts
index 504835da5d5..24e3ea7eef0 100644
--- a/packages/ai/src/protocols/anthropic-messages.ts
+++ b/packages/ai/src/protocols/anthropic-messages.ts
@@ -1343,20 +1343,28 @@ const onMessageDelta = (
   event: AnthropicEvent & { readonly delta?: AnthropicStreamDelta },
 ): StepResult => {
   const usage = mergeUsage(state.usage, mapUsage(event.usage, state.providerMetadataKey), state.providerMetadataKey)
+  const pendingFinish = (() => {
+    const stopReason = event.delta?.stop_reason
+    if (stopReason === null || stopReason === undefined) return state.pendingFinish
+
+    const stopSequence = event.delta?.stop_sequence
+    const finishMetadata =
+      stopSequence === null || stopSequence === undefined
+        ? state.pendingFinish?.providerMetadata
+        : providerMetadata(state.providerMetadataKey, { stopSequence })
+    return {
+      reason: {
+        normalized: mapFinishReason(stopReason),
+        raw: stopReason,
+      },
+      providerMetadata: finishMetadata,
+    }
+  })()
   return [
     {
       ...state,
       usage,
-      pendingFinish: {
-        reason: {
-          normalized: mapFinishReason(event.delta?.stop_reason),
-          raw: event.delta?.stop_reason ?? undefined,
-        },
-        providerMetadata:
-          event.delta?.stop_sequence === null || event.delta?.stop_sequence === undefined
-            ? undefined
-            : providerMetadata(state.providerMetadataKey, { stopSequence: event.delta.stop_sequence }),
-      },
+      pendingFinish,
     },
     NO_EVENTS,
   ]
diff --git a/packages/ai/test/provider/anthropic-messages.test.ts b/packages/ai/test/provider/anthropic-messages.test.ts
index 0703cb53550..1fbd15dc8c2 100644
--- a/packages/ai/test/provider/anthropic-messages.test.ts
+++ b/packages/ai/test/provider/anthropic-messages.test.ts
@@ -949,6 +949,41 @@ describe("Anthropic Messages route", () => {
     }),
   )
 
+  it.effect("preserves terminal state across usage-only message deltas", () =>
+    Effect.gen(function* () {
+      const response = yield* LLMClient.generate(request).pipe(
+        Effect.provide(
+          fixedResponse(
+            sseEvents(
+              { type: "message_start", message: { usage: { input_tokens: 5 } } },
+              {
+                type: "message_delta",
+                delta: { stop_reason: "end_turn", stop_sequence: "X" },
+                usage: { output_tokens: 8 },
+              },
+              { type: "message_delta", delta: {}, usage: { output_tokens: 10 } },
+              { type: "message_stop" },
+            ),
+          ),
+        ),
+      )
+
+      expect(response.usage).toMatchObject({ inputTokens: 5, outputTokens: 10, totalTokens: 15 })
+      expect(response.finishReason).toEqual({ normalized: "stop", raw: "end_turn" })
+      expect(response.events.find((event) => event.type === "step-finish")).toMatchObject({
+        reason: { normalized: "stop", raw: "end_turn" },
+        usage: { inputTokens: 5, outputTokens: 10, totalTokens: 15 },
+        providerMetadata: { anthropic: { stopSequence: "X" } },
+      })
+      expect(response.events.at(-1)).toMatchObject({
+        type: "finish",
+        reason: { normalized: "stop", raw: "end_turn" },
+        usage: { inputTokens: 5, outputTokens: 10, totalTokens: 15 },
+        providerMetadata: { anthropic: { stopSequence: "X" } },
+      })
+    }),
+  )
+
   it.effect("requires message_stop before completing a streamed message", () =>
     Effect.gen(function* () {
       const error = yield* LLMClient.generate(request).pipe(