Merge commit '88d23ad515' into concedo_experimental

# Conflicts:
#	CODEOWNERS
#	docs/build.md
#	ggml/CMakeLists.txt
#	ggml/src/CMakeLists.txt
#	ggml/src/ggml-webgpu/ggml-webgpu.cpp
#	ggml/src/ggml-zendnn/CMakeLists.txt
#	tests/test-chat-template.cpp

src/llama-model.cpp

@@ -8279,7 +8279,7 @@ llama_model_params llama_model_default_params() {
         /*.kv_overrides                =*/ nullptr,
         /*.vocab_only                  =*/ false,
         /*.use_mmap                    =*/ true,
-        /*.use_direct_io               =*/ true,
+        /*.use_direct_io               =*/ false,
         /*.use_mlock                   =*/ false,
         /*.check_tensors               =*/ false,
         /*.use_extra_bufts             =*/ true,