diff --git a/src/dashboard.tsx b/src/dashboard.tsx
index abf302ca..b8926e78 100644
--- a/src/dashboard.tsx
+++ b/src/dashboard.tsx
@@ -752,7 +752,11 @@ function formatReworkValue(file: ReworkedFile | null): string {
 }
 
 function formatCoverageValue(coverage: number): string {
-  return `${Math.round(coverage * 100)}%`
+  // Floor, never round: 99.6% coverage with unpriced calls outstanding must
+  // not render as the "100%" the panel reserves for genuinely complete
+  // pricing (observed live: 107 unpriced calls rendering as 100% while the
+  // model panel warned about them on the same screen).
+  return `${Math.floor(coverage * 100)}%`
 }
 
 export type WorkflowRow = { label: string; value: string }
diff --git a/tests/workflow-panel.test.ts b/tests/workflow-panel.test.ts
index 868a6f3e..9b5460cc 100644
--- a/tests/workflow-panel.test.ts
+++ b/tests/workflow-panel.test.ts
@@ -34,6 +34,12 @@ describe('buildWorkflowRows', () => {
     expect(buildWorkflowRows(data({ coverage: 1 }))[3]).toEqual({ label: 'Coverage', value: '100%' })
   })
 
+  it('floors near-complete coverage so 100% is reserved for genuinely complete pricing', () => {
+    // Observed live: 99.59% (107 unpriced calls) rendered as 100% while the
+    // model panel warned about the unpriced model on the same screen.
+    expect(buildWorkflowRows(data({ coverage: 0.9959 }))[3]).toEqual({ label: 'Coverage', value: '99%' })
+  })
+
   it('formats the first-edit median as seconds under a minute and whole minutes above', () => {
     expect(buildWorkflowRows(data({ medianTimeToFirstEditMs: 45_000 }))[1]!.value).toBe('45s')
     expect(buildWorkflowRows(data({ medianTimeToFirstEditMs: 60_000 }))[1]!.value).toBe('1m')